Research Articles and Frameworks

Explore research articles, productivity frameworks, economic models, stock market insights, and policy systems developed by Resham Singh Khokhar.


CRS Approach: A Practical Daily System to Increase Individual and Organizational Efficiency

The human brain is not naturally designed for consistency or self-monitoring—it seeks comfort, avoids effort, and easily repeats unstructured patterns. The CRS Approach addresses this gap by converting daily actions into a structured, measurable, and continuously improvable system.

Why Organizations Should Adopt the CRS Approach

Benefits of CRS implementation: Increased productivity of both labor and capital through structured execution. Builds discipline across all levels. Reduces inefficiencies and delays. Improves decision-making quality. Encourages innovation and feedback culture.

Punjab Economic Reforms

Explore policy research articles and reform proposals focused on Punjab's long-term economic development, resource management, employment generation, agriculture, urban planning, governance, and sustainable growth.

Problems of Present Pension System

The biggest problem of this system is that it is not universal in nature. It Reduces the private consumption, Reduces the profit margins of entrepreneurs and Increases the burden on government: means fiscal pressure. Looking at these points we must abandon this pension system.

New Universal Pension System | New Financial Model

To solve the problems of present pension system, New Financial Model proposes a Universal Pension System in which there will be no burden on the governments, individuals & employers to contribute in any pension scheme for old age security of citizens / themselves / employees


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